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A new year may mean changes ahead for your career.

Those changes could include working for yourself. It's a brave and exciting move and one you probably won't do alone. You may need the help of friends, family -- and the bank.

And that's where the problem starts for many women. You have a great idea, but don't know how to get it off the ground and make it a reality.

Leticia Scearce from Biltmore Bank has tips on how to approach a lending institution for some financial assistance. Character does count and they size you up quickly!

Becky Lynn,

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