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Triple-A says homeowners with pools should add more insurance

PHOENIX -- "Watch your kids around water" and "Make sure your pool has a fence and with a working, locking gate that's working" are just some of the tips that Arizonans are constantly reminded of during these hot summer months.

But you also may want to take a look at your homeowner's insurance policy to make sure that someone's accident around your pool doesn't leave your bank account high and dry.

"Ask your insurance agent regarding limits of liability on your homeowners insurance," said John Candaso, an insurance agent for Triple-A Arizona. "We do encourage you to increase your liability limits from $300,000 up to $1 million."

Candaso said some things near or attached to your pool may cause you problems with your insurance company.

"If you have a diving board or a slide, insurance companies will charge more," he said. "They kind of frown upon pools that have those. A lot of insurance companies won't even cover you if you have a pool or a slide."

Candaso said that your insurance company may raise your rates 3 to 5 percent if you install a pool.

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About the Author


Years with the company: I started on January 2, 2006.

Education: I was born in San Antonio, Texas, but we moved to Phoenix when I was one-year-old in 1957. I grew up here and graduated from Alhambra High School and attended Phoenix College.

Family: I am married to my wife Rene', who is a librarian in the Washington school district. During free time, I may be found playing basketball in the driveway with my son, Devin. He's also keeping me busy with school, Little League, and playing in chess tournaments around the Valley.

Favorite food: Lots of favorite food, but our favorite restaurant is Fajitas.

Favorite spot in Arizona: The Little America Hotel in Flagstaff.

Favorite news memory: We have to go back to October 15, 1979. I was a country music air personality at KROP Radio in Brawley, California, when we had a 6.7 earthquake. Thankfully, there were no deaths and only minor injuries, but the entire community was pretty freaked out and listening to the station on their transistor radios. I would not want to go through an earthquake again, but it sure was a great night to work in radio and see how it can make a difference in people's lives.

First job: Working as a stringer for 'The Arizona Republic' at high school football games. My first real job was flipping burgers at the old Sandy's Hamburgers at 51st Avenue and Indian School Road. My first radio job was as announcer at KALJ radio in Yuma in 1977.

First concert: Doug Oldham gospel concert in the 1970s at the old East High School in Phoenix.

Favorite sports team: Phoenix Roadrunners minor league hockey. My dad took me to a game when I was in grade school, and I was hooked. I wanted to be a radio hockey play-by-play man. I used to take my cassette recorder and sit up in the rafters of the Coliseum and do play-by-play. It was great later in life to also take my son to Roadrunners games. Too bad the team just folded, I'll miss them. (Going to the Coyotes is fun, but they're not "my" team.)

Outside interests: My family and I are active in our church - Northern Hills Community Church in Phoenix. We enjoy going to movies, sporting events, and like to vacation at the Beach Cottages in the Pacific Beach area of San Diego. And I love to play catch, basketball, football with my son.

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