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PHOENIX -- Arizonans without employer-provided health insurance are finally able to shop for policies on a federally-run website.

The federal insurance marketplace launched Tuesday even with the shutdown of the federal government. The website lets individuals shop for different levels of insurance and see if they're eligible for subsidies to help pay some of the costs. Arizona Gov. Jan Brewer opted not to run a state exchange.

The website is having problems handling all the traffic, but there's no reason to rush -- people can sign up as late as Dec. 15 and still have coverage in place on Jan. 1.

The marketplaces are a key part of the Affordable Care Act that has led to political gridlock in Washington. The Spanish language and small business versions are delayed.

Associated Press,

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