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With fire season starting, homeowners should update policy

Firefighter looks on as fire burns behind homes during a wildfire that burned several thousand acres, Thursday, May 2, 2013, in Thousand Oaks, Calif. (AP Photo/Mark J. Terrill)

PHOENIX -- Arizona's wildfire season could pose a major threat to homes and now is the time to update homeowner's insurance.

Nicole Farr with the Arizona Insurance Council said homeowners need to be sure their policy covers the current costs of rebuilding their home because the costs of lumber, concrete, steel and copper have risen significantly from the time the home was built.

"Any type of remodeling you've done, make sure your agent is aware of that," Farr said.

And the policy needs to cover living expenses if the family has to be evacuated and/or the home is destroyed.

"Most policies cover this, but double check that hotel bills and meals will be covered along with transportation costs."

Farr said wildfires have destroyed nearly $1 billion in property in Arizona since 2002. Since that time the five biggest fires in recorded state history have occurred.

About the Author

Position: Senior News Reporter. Started with KTAR July 4, 1999.

Favorite spots in Arizona: Pinetop-Lakeside, Alpine, Greer.

Have covered some of the biggest stories in Arizona including nine of the top 10 largest wildfires in state history. The Wallow Fire in 2011 became the largest fire in state history. Rodeo-Chediski Fire in June 2002, which is the second largest fire in Arizona. Covered the Yarnell Hill Tragedy in June 2013 that left 19 Granite Mountain Hotshots dead.

Favorite movies: True Grit, both 1969 John Wayne classic and the remake with Jeff Bridges and Lonesome Dove.

Sports Teams: Washington State University Cougars, Texas Longhorns, The University of Montana Grizzlies.


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